There are rules and situations unique to each state and that is why you want to go with a local lender vice someone just reaching out to you telling you they can do it. 2) Better recourse if the lender screws something up: a local lender has more skin in the game so to speak as if they screw something up their name will be mud to local real estate agents in the deal.

Now I’m screwed.

If you aren't, you're screwed and would need to start your business over from scratch.

Other international markets may be too opaque for me, and I'm definitely going to invest in China as it's not possible to even have more than one property in your own name (to the best of my knowledge) and the local government can find many ways to screw you over if they wish to.

It would allow Airbnb to screw both hosts and guests (assuming airbnb is the ota chosen).  

Screwed up our taxes numerous times and last month our insurance was dropped since they didn't pay it appropriately.  

If it's "not your thing" then you are more likely to screw up, get tired, and watch the entire thing fall apart.

I call this "Appraiser Risk" and have seen many people get screwed over by it.

Broken glass lantern by the pool, smoke detector hanging in hallway, broken ceiling light in the bedroom, face plates missing or missing screws.

They're either liars in needing the food, or have their priorities so screwed up they need to wait in 8 hour lines in $50k cars for a $100 box of food.