My humble advice to anyone attempting to do creative finance is:Creative finance is for experienced investors who have access to capital if anything goes wrong.Learn the lawsDon't use a contract "off the internet", laws vary by state and are also regulated on a federal levelLearn the financing techniques correctlyDon’t skip parts of the processDon’t ever do a “kitchen table” closingUse the proper deedAn attorney can help you with the legal work, but the rest you are on your ownYour guru will not bail you out“Investing” in someone else’s deal by providing a small 2nd loan so the “investor” can pay for “cash to the seller” and for “closing costs” so he can do the deal is a very bad planKnow what problems can ariseLearn the responses and solutions to problems before they are neededKnow everything there is to know about Title and what that meansKnow who a "protected class" individual isLearn the "back doors"Learn human natureUnderstand timelinesUnderstand regulation enforcement (some of these "mistakes" have a 10 year statue of limitations ( they can charge you 10 years AFTER you do the transaction) and carry hefty fines and possible imprisonmentThe court doesn't accept "I didn't know" for an answer"Know that the source of the lead plays a serious role in some states and federallyKnow how much of a "profit" pushes the boundaries to invite an investigationYou can be sued by the seller if you don’t do things correctlyYou are automatically at fault if an investigator or attorney or regulator gets involved.

Focus on factors like affordability, growth potential, demand, and landlord-friendly regulations to guide your decision.Good luck!

Regulations in Nashville allow owner occupied STRs if you are truly an owner occupant.

Understand Chicago ZoningChicago’s zoning regulations vary by ward.

But it’s crucial to double-check NYC’s rental regulations to make sure you’re in the clear.

I find it easier this way once you know your regulations and ROI in certain areas.  

Validate their Legitimacy:Ensure the company is properly licensed and regulated, particularly if you're working with private lenders.

Something has to get better in that market as the regulations are too confining and essentially up to interpretation by the city explore you engage with.

Wholesalers are not regulated by Real Estate Agency, therefore not required to abide by certain laws and disclosures.

It's important to stay informed about developments in the areas you're considering, as well as any potential changes in regulations or economic conditions.