See article from the US Census about growth and population decline:https://www.census.gov/newsroom/press-releases/2023/population-trends-return-to-pre-pandemic-norms.html#:~:text=Texas%20experienced%20the%20largest%20numeric,%25%2C%20respectively%2C%20in%202023.

Since a covered peril (wind) triggered coverage, loss or rents/income would then come into play.Unfortunately, if you have neither flood or wind coverage under your policy, and that's what's caused all your damage, I think you'll be hard pressed to collect any loss of rents/income from your carrier. 

But politicians dont want that, they keep pressing that peddle down, more and more and more thrust. 

South Memphis is a target for industrial plants and its residents have increased cancer risks as a result (https://www.southernenvironment.org/press-release/sterilizat...).

But, it get's lost all the time, in all the Guru-messaging pressing people to go ballz-out.

That is an exceptionally rare position for one to hold when seeking to "hack" pressing leverage limiters. 

So to answer your most pressing question, yes wholesaling is legal in NY.

By offering a BETTER value proposition at a lower than average price a tenant is VERY hard pressed to have a motivation to move and to be able to find a comparable property for similar rent.

I don't have any pressing need, i am not desperate, I have absolutely no interest in forcing or begging you to do anything.

If you're money-pressed, I'd recommend using all free YouTube content.