Purchase price: $242,500 Cash invested: $49,000 This is an older house, built well on concrete block, that is next door to multi-million dollar houses on the water.

I am not an expert in any areas of lending, but I think the best idea is to talk to multiple lenders and polish your conversation.

It has a typical unfinished basement with a concrete floor and there shouldn't be any reason to go down there except to do your laundry. 

(I test concrete poured at job sites to ensure it meets required specifications) And as I said in my response to Caleb that job is pretty time intensive so I don’t really see working a second or third job as a possibility if I still want to have time to educate myself and stay rested.

Re-leveling can be done using self-leveling concrete, flooring contractors can do that and it should be quoted. 

The way it was explained to me is that I am responsible for maintaining the roof, exterior walls, concrete floor, parking lot, landscaping, etc.

I’ve noticed that my confidence grows with every conversation I have with experienced real estate investors, and even more so each time I take a concrete step forward.I'm a strong advocate for personal growth and development, and it's great to see that you also view it as essential to success in investing.

The basement is full, concrete walls that are very straight.  

We even dig foundations and pour concrete when it's below 0.

Concrete cost is an exposure since we can’t contract ahead.