Ask your loan officer if you qualify. 

I need to install LVP throughout, replace bathroom vanity, toilet, and fixtures, install a new dishwasher, and finish a 300 sqft ADU with drywall, paint, and LVP that can be used as an office, rec room, etc. 

The local who lives there but commutes 30-60 min to another community because they can’t find a job to support their family in their town.That same local knows that a 4plex would be great on that lot that’s been vacant for 20 years and that there are at least 4 families who could benefit greatly from that development.That local knows that Ryan’s plumbing and Katie’s electrical companies that service 75% of the town really needs a new flex space to use as a shop, storage, and parking for their business so that they aren’t working out of their garage and can hire a couple of locals to work with them at the office and in the field.Development is different in our small towns but if locals aren’t the ones doing it, and developers aren’t coming, what happens to our kids futures?

He removed all his belongings and left the keys in the office mailbox.

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

One was taken over by some squatters causing problems for the neighbors and the police were contacted who contacted the lender.

You will get plenty of that at your office sales meetings, office training, CE training, board and association training.   

A mortgage is a lien collateralized by real estate, not a person.The taxing authorities will obtain ownership information through the county recorders office.  

Either that or gping with my other option of installing a bathroom on the second floor and including it with the garage as an office space.

A full back office. 3 workbooks to use in the 40 hour cI get it just like any non certified or accredited  training.. not saying its bad. but its not a state license so not governed by any state and there is no NMLS registration required..