Will refinance to permanent financing soon.

Now is just one point in time and one can make permanent judgements based on the perceived current situation but that might be shortsighted.As far as the politics and legal framework, yeah it can be a pain, but for those who understand it, it eventually becomes a competitive advantage.

If you have 10K lying around just sitting permanently in cash, then just pay down the principal on the first and be done with it.

It's not necessarily something to resolve or fix or perhaps even research, unless a lender won't lend on it because you don't own the surface rights so would not finance permanent structures there. 

The bottom floor is a permanent STR.At this point, living on the top floor of an STR no longer fits my life and while it has been somewhat profitable depending on the month, I can no longer handle the hassle of management and would be taking a loss if I used a standard airbnb property manager.

To be fair however, I'm looking for permanent debt on a mobile home park I own in which the trailers are also included in what I own.

I also think that demand for U.S. treasury bonds (which underpin most fixed rate permanent debt products) will dramatically decline over the next 20 years, which will cause interest rates writ large to substantially increase across the board.

We will be refinancing from our construction loan to permanent soon so would welcome your thoughts on the lower rate today VS the security of long term fixed.I just saw that you have a local RE Meetup this evening.

From page 730 (emphasis mine): "All non-business tax deductions and exemptions that were temporarily suspended by the 2017 tax bill should be permanently repealed, including the bicyclecommuting expense exclusion, non-military moving expense deductions, and the miscellaneous itemized deductions.23 The individual state and local tax deduction, which was temporarily capped at $10,000, should be fully repealed.

When you're on a temporary visa, especially without a clear path to permanent residency, the risk involved can be substantial—both financially and legally.