Even paranoids have enemies, and in this business, it's a lot better to be perceived as crazy paranoid than weak and trusting, or even sanely normal.

The term "Price Improvement" is a strategic choice, aiming to cast a positive light on what might otherwise be perceived as a negative development.

For instance, in a time of economic uncertainty, the fed may lower rates but the perceived riskiness of a 30Y fixed rate mortgage may be higher, causing that rate to stay the same or even go up a bit compared to Treasuries.

Highlight the cash flow and equity in your property when negotiating with lenders, as this reduces their perceived risk.Ultimately, you may need to reach out to multiple lenders or brokers who specialize in DSCR loans to find one willing to take a second position.

Not all traditional lenders will refinance a hard money loan due to the perceived risk, but many specialty or non-QM (non-qualified mortgage) lenders may be willing to work with you.

Since curb appeal is the first thing potential buyers notice, these relatively low-cost improvements can significantly boost a property's perceived value and attract more interest, leading to a quicker sale at a higher price.The flooring upgrade often comes in fourth for ROI in fix-and-flip projects.

How do property management companies perceive these areas in terms of tenant quality and rental stability?

I think a lot of "newbies" see people who they perceive as successful in RE, especially on BP, as just knowing the ins and outs or just being lucky in timing.

Bottom line - All hype, bs, misinterpretation, opinion bias, etc aside, sellers willing “owner finance” the sale of their property for one reason - and one reason only: They PERCEIVE that they are getting a higher price for their property by owner financing than by a cash (cash to them) sale.The “perceive” part is why buyers can sometimes structure terms ridiculously one sided in their favor - because some sellers are so focused on PRICE they become oblivious to anything else.It’s why I and numerous others have been able to structure 20 year owner financing loans at ZERO interest; why sellers have accepted “substitution of collateral” that gave them a lien on recreational land I had rather than their own income producing property; why sellers accept second position liens and allow buyers to obtain new first mortgages ahead of theirs (subordination), and why sellers always accept mortgages without my personal guarantee.I myself sell properties and provide owner financing to obtain a higher price.

Plus, houses near good schools tend to move faster on the market because demand is higher.Neighborhood Appeal: Good schools usually mean better neighborhoods, less crime, and more community involvement, all of which help raise the perceived value of the area.