I bought a 3/2.00 home in Tampa, FL in April 2022 for $245k at a 4.75% interest rate, I still owe $210K on the loan, my RE agent thinks it could sell for $280k ($70k in equity).

Suggest you pester them with questions to learn the eviction process, so you can save money in the future.

The Chicago Association of Realtors'® specifically state "When you become a Dual Agent, you owe equal fiduciary duties at that point to both parties in the transaction, and you lose the ability to negotiate for, strategize and advise either one."

You didn't mention having other money available.

The creditor in this case would be whomever the Promissory Note is owed to - IE - whoever the borrower borrowed the money from to fund the loan.

If he owes a decent amount on the property, wouldnt the conventional route make him lose whatever interest rate he has?

banks are only owed what their note calls for any bid up at auction above what the bank is owed goes to the next Lien on title or if no other liens it goes to the owner of the house who lost it.

A simple source document review correlating the company's bank records of money in, investor principal owed out and total out for real estate currently owned would likely reveal a lot.

Even if you only owe $26,000 on the loan, your payment will still be the same.

From what I understand HOA/POA dues don't get wiped out with foreclose sale in FL, so if you see a $150,000 condo get sold for $50,000, could you still owe $100,000 in back HOA dues and special assessments?