States which DO NOT require licensing for originating or negotiating a loan secured by commercial real estate nor a loan secured by non owner occupied residential real estateALASKA ARKANSAS COLORADO CONNECTICUT DCDELAWARE FLORIDA GEORGIAHAWAIIIOWAINDIANAKANSAS KENTUCKY INDIANAKANSAS LOUISIANAMASSMARYLAND MAINEMISSOURI MISSISSIPPI MONTANANORTH CAROLINA NEBRASKANEW HAMPSHIRE NEW MEXICO OHIOOKLAHOMA PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA TENNESSEE TEXAS WASHINGTON WISCONSINWEST VIRGINIAStates which DO NOT require licensing for originating or negotiating a loan secured by commercial real estate but DO require licensing for a loan secured by non owner occupied residential real estateIDAHO MINNESOTA OREGON UTAH VIRGINIA States that DO require licensing for both residential and commercial real estate loan origination and brokeringARIZONACALIFORNIAILLINOIS MICHIGANNEW YORK NORTH DAKOTA NEW JERSEY NEVADASOUTH DAKOTA Does this still hold true for 2025? 

Short-term rentals (STRs) are highly regulated, particularly downtown, so areas like Mount Pleasant, James Island, and North Charleston may offer more flexibility.

Hey Scott,I have family members that live in Greenville, North Carolina, but I myself live in Creedmoor, North Carolina.

A couple that come to mind are Madera County (Oakhurst, North Fork, Bass Lake) and Placer County (Loomis, Auburn, Newcastle).

When I was taking them from the University of North Texas I was hell bent on transferring to a school far far away from my hometown.

Areas like Pilsen, Bronzeville, and parts of the South and West Sides offer opportunities for value-add investments, while North Side neighborhoods provide more stability but at higher prices. 

I am curious @Tieirra Singleton...how come you go from the inner city of Chicago (Woodlawn, Bronzeville, & Englewood) to the north suburbs (Evanston)?

If you consider going north, the Manchester market has been seeing some extraordinary gains (similar for RI, though).

I would think something much north of 18% or so would be illegal, at least in Texas.

If you’re open to exploring nearby markets, like northwest Georgia or north-central Alabama, you may have an easier time finding properties within your buy box.