Real-life reps, to me, means seeing properties in person, whatever your asset class. 

Sometimes life happens faster than you think (weddings, job changes, market shifts), so it helps to know your break even point in case you need to move on sooner rather than later.

For seller financing deals, I show sellers the interest earned over the life of the loan and total proceeds from the sale. 

There's a campground in Robbinsville, NC called Simple Life Mountain Retreat.

Virtually all large cap ex items have a life time beyond 8 years.   

Those who need to sell because of life circumstances.

PMI is locked in for life.

I know many of us didn't get into this game until later in life so my hat's off to you.

Worry more about your choice for a life partner and less about community property. 

These clients typically do not need to use a debt broker (unless the lender specifically requires them to work with one - such as Freddie Mac, Fannie Mae, life company correspondents, debt funds, and certain banks / credit unions). 2.