Great so the way that I am reading this equation PP x CR = NOI is that the NOI must be at least 1.25 of the monthly payment for the investment to begin making sense.Thank you very much for the insight everyone I randomly picked this property for mathematic purposes. 

Justin you should say it like this:Post 2021 we have negative spread between 10Y/SOFR and cap ratePre 2021 we have positive spread between 10Y/SOFR and cap rate.Pensford discussed this problem a lot from mathematical analysis, very precise.It is not the problem of the year, it is problem of math.

This plan is mathematically possible which is why I know I will find an investor fast. 

And everyone who views real estate as strictly a leverage game and not one to enter without it, understand finance is not only mathematical but behavior too.

What I did here is mathematics. 

Meaning you mathematically adjust for the higher overhead costs; if you have a bigger rent payment due at the beginning of the month, then you need to be making more cash flow to accommodate the additional risk.

Right Amit, this problem is actually a simple mathematic equition:one wants to swap a lesser performing rental with the more performing investment.The problem is since the performance is set by market, thus the problem is becoming:one wants to swap a less performing single/MF rental property in specific regional to a regional syndication economy that's more performing.In reality, these are difficult as the home price is rising and rent growth for SFR is higher than the growth of apartment/multifamily complexes esp. if it's class A property.Solution ?

Mathematically it wouldn't make sense to put more money towards a low-interest mortgage.

It is mathematical as we have elevated social welfare, worker engagement declines.

Look,This is how mathematics works.Proof theory.In order to prove anything, it is useless to list a million examples showing what you are claiming to be true.