When they do HML on OO, they want very low risk.  

I think this is a calculation a lot of homeowners are making right now--especially if they have a low interest mortgage, equity, and their house will cashflow as a rental.The choice is a personal one of course, but I think your future self will thank you if you pull out some equity from your existing home with a HELOC for the downpayment on the next house and a cushion renting your current home, use a property manager as you have other things to do, and buy the next house and do the same thing again.

., but there’s some good news for renters: local rents have dropped to a 3-year low, with decreases of up to $200.

My father is a contractor so we will be able to complete most of the work ourselves while keeping costs low and add equity.

@Bryan HartlenManaging low-end properties can be demanding due to higher tenant turnover, increased maintenance needs, and frequent rent collection issues.

We’ve tried other platforms on the market, but the message delivery rates were very low compared to the 85%+ I get here.

Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

The downpayment is good but the interest is to low.

An 80% occupancy rate indicates low demand. 

AI is not some magical, all-knowing miracle that can pull leads out of thin air.AI is simply a faster, more hands-off way to find the same low-quality leads you get from DMM, cold calling, and SMS marketing.You’re not improving lead quality—you’re just finding bad leads faster.