After listening to today's talking heads, I wonder if waiting till after Jan 20 wouldn't be the better time-they're suggesting that Obama will take immediate steps to loosen the money given the banks etc for loaning.

I would wait until things loosen up some more.

I mentioned the banks always lose when they enter fixed contracts, so they want to balance their exposure immediately.FNMA & FHLMC were sponsored by the government to securitize mortgages and sell them on a secondary market - the purpose being to loosen/increase the cash flows available to banks for lending.

Will this plan loosen up the credit markets?

Hints to some loosening of restrictions, especially owning other properties.

As a result, there isn't enough inventory currently in our market, but I don't see investors jumping back in until it loosens up. 

Is there something/a substance we can apply to help loosen the valves?

I hope it loosens up, most of my investors aren't willing to deal with them right now. 

If a strongly worded letter might help loosen up her wallet it might be worth it to pursue.

So right now there isn’t really seasoning even for a cash out refinance like I am doing... lending has loosened up finally.