I can't think of a worse investment strategy than lending unsecured loans to individuals who don't have funds to cover the deposits associated with real estate transactions.

If you have any questions or need guidance on loan products, strategies for securing financing, or understanding of the lending process, feel free to reach out!

.- How would this work from a lending perspective?

Also would like to know of any local credit unions with portfolio lending options.

Some lenders only lend to individuals.

I actually had this account from years ago, before my Realtor days and before my mortgage lending days.

This is an Interest only loan product that typically lends at 65% ARV. 

As you may have found in your search, there are lenders that will lend up to 80% of the appraised value on investment properties and don't require an appraisal.Let me know if you'd like me to point you in the right direction.I have not; I'm still working on acquiring my next house hack, but when I need it, I'll probably use a combo of hard money and margin loan.

How Tiered Returns Can Help Structure Private Lending DealsHey BP community,I wanted to share some insights on structuring private lending deals, particularly when working with private investors to fund real estate projects.

@Angela Hudson if you want to fix/flip find someone local and fund their deal (ie lend).