Plus the street isn't a busy one.  

If they work independently, set their schedule, and use their resources, they might qualify as a 1099 contractor, but misclassification risks IRS penalties.Wages for W-2 employees and payments to 1099 contractors are both deductible business expenses, but compliance is key.This post does not create a CPA-Client relationship.

We use Hiscox for our insurance with our business, not sure if it works for property but its worth a try. 

Quote from @Joshua Tucker: What specific tax benefits can high net worth individuals receive from building real estate on tribal land?

So they would have to have the cash for the downpayment to begin with.)If they get 5 individual loans this is EZ Peasey.

Quote from @Bruce Woodruff: @Jesse Valdez you really need to get out of the landlord business.

They have people invested in individual properties, especially students. 

And real lenders don’t troll for business by texting.

Don’t sell to an individual asking.

@Bob Asad I like the individual sub account method escrow account, but there are multiple different ways to hold security deposits and multiple laws in different states.