That's good for my credit profile and supports a healthy score.

I've always found inventory rates (and how they've moved over time ie previous 1-2 years) to be the starting point for where a market's health is at.

If they have paid off property (especially if the investor is much older), they probably have a healthy stock portfolio as well :) Debt has worked for me, and I'm glad it works for you too!

For example, one of our first initiatives will be pageants aimed at fundraising and instilling healthy financial habits, bridging the gap between cultural activities and practical education.Sustainable Cash Flow: Real estate remains a key component to fund our programs.

The networking and local market insights are invaluable.For retirement planning, focus on building steady cash flow and consider setting aside a healthy maintenance fund (I usually recommend 6 months of expenses) to protect against any surprises.If you're looking to expand your portfolio, Columbus is a great market where we still see positive cash flowing deals with lots of appreciation potential.

The key is ensuring that even with a slight deviation, there’s still enough room for a healthy profit after costs.Regarding hard money lenders, many investors use them to leverage their capital and scale up projects, even if it means accepting reduced profit margins due to interest and fees.

When you are looking at estimated provided by the seller take them with a healthy grain of salt.

It’s clear that you are a passionate and knowledgeable person on this topic, which always adds a great deal of value to these kinds of discussions.Your comment made me smile, especially the part about "Who’s this idiot who thinks he knows my country better than me?".

I will keep you posted where I end up with my first property :) I wish you all a happy and healthy 2025.

Doesn't that indicate a pretty healthy retail market?