You're still speeding.   

So talking with your Realtor on scenarios that truly are likely may help you speed up your search and offer process, and help you find a great spot.

We also have programs that can close in 3 days or less if you need speed.

I'm obviously biased, but I think working with a broker will speed up your learning curve.If the broker you work with isn't transparent on everything they do with you (not for you), I recommend finding another broker.

More my speed- a couple of informal meetups per year. 

Being specific about geography, price points, willingness to take as is properties, speed of decision making and closing, whether you are a cash buyer or not, property specs....that will go a long way in your brand as a good match for an agent.

Even something as simple as utilizing ChatGPT to speed up certain processes such as asking for generalized information on a market's demographics and immigration patterns can be useful and save a lot of time.

Start small and your snowball will pickup speed.1.  

Hi Gianma, Thank you for the honest review and comments, truly.I went back through our emails and correspondence to get caught up to speed.

If not then probably better to just continue paying for it yourself, unless you want to speed up the process and you are constrained by cash.Your decision to refinance is going to be contingent on what your long term plans are.