Instead of moving into another single-family home, consider house hacking a duplex or triplex, this allows you to use low down payment loans (FHA, conventional) and offset your mortgage with rental income, accelerating your path to financial freedom.

This approach allows you to reduce living costs while recycling capital for future investments.Good luck!

I have collaborated with numerous out-of-state investors, assisting them in finding properties that align with their financial objectives.

Some "go with their gut" which is a bad way to measure someone's financial responsibility.

House hacking is financially a no-brainer and no city in the US (including Chicago) has more duplexes than Milwaukee.

Seems to me that area is massively over build or going to be overbuilt for the foreseeable future..

Those 5 have tenants in them currently though.Just because it appreciated a certain value over the last few years is not indication it will appreciate the same in the future.

This avoids probate and ensures a step-up in basis when inherited, reducing future capital gains taxes.No reassessment since ownership doesn’t formally change.

If cash flow is tight, a 20% down payment lowers your mortgage and eliminates PMI, but a smaller down payment keeps more cash for future investments.

Hello @Zeina Awad,As others in this thread have stated, where to invest depends on your financial goals.