No idea why they worked with someone they feared trusting so much. 

When I purchased my first property in 2020, I feared then that COVID would cause a downturn, but I was thinking longterm and got "lucky"Many experienced investors I speak to have the same few regrets 1) I wish I started sooner2) I wish I bought more3) I wish I never sold

@Bryant Xavier I have had the same fear about scewd numbers, so I love the idea of reaching out to hosts in similar positions.

As soon as you act decisively, demonstrate no fear, do not coward to his threats, and make it clear that you are managing to the lease without concession, he will stop thumbing his chest and making crazy demands.  

Not to raise any fear or negativity but in real estate it’s best to plan for the worst and hope for the best!

To be honest, I´m in the Maintenance & Construction for corporate businesses for some US companies in Mexico and we do some Real Estate down here also, but it´s way much different than the US, so I have much to learn from a lot of people around here and as @Julio Gonzalez, I think this is pretty much the right pad and place to start and to break my fears to start all over again from scratchAlso, I´ld like to hear more from @Justin Brickman why he voted for his city, pros and cons, it will help to read from a local...As I said before, thank you all guys for taking the time to write in this post and share some experienceDo you plan to owner occupy. $40k will not get you a non owner occupied San Diego property unless you find some unlikely alternate financing.

The thing about this bank, is that they seem like they are ready to s*** their pants at any moment, fearing I am going to default on them.

And I believe Cape Fear does some as well. 

Fear of the unknown. 

In fact, you have used threats and fear to  intimidate us to get out.