I work as a commercial mortgage broker and can source the most appropriate debt depending on the deal. 

The crucial part is “all sources” and that is why security deposits are also considered."

Sources below:https://www.dispatch.com/story/news/2025/02/28/intel-ohio-ch...https://www.reuters.com/technology/intel-delays-28-billion-o...

Here's the source.  

However, I'm short on cash (will be putting $20k of my personal money into this)  and I am exploring creative ways to source funds for the project.I’ve been quoted for a $100K HELOC on my primary residence with a 30/1m ARM at a 13.25% rate and APR, with an interest-only monthly payment of $1,016 and $3,825 in points.

@Stephen MageeRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

What are y’all‘s favorite BP episodes on house hacking?

Sourcing reputable contractors via your network 2. 

They don’t really spend any time teaching you how to raise capital or how HNW investors think.Also, they push the LP structure which doesn’t protect the GP who takes on personal liability (which we’ve heard from sources)Check out Capital School - a complete turnkey solution taught by someone that’s raised $2B with the help of others  

Meaning, you have your property sources, you have your crews you work with, been through a few deals now and you just need someone to let the leash go a little and trust you to scale.