Leverage and invest at 40x $100 000 properties ($20k down + $5k closing cost, 30 yeas fix rate loan) with a return of 10% where you have better asset protection (my keeping lower equity and higher bank position), you are hedge against inflation (agree with me, in 30 years $1 000 000 purchasing power will be less compare than $1 000 000 today) Here is how looks mathematically:1. 10% on $1 000 000 (10x $100 000) = $100 000 / annually - No interest tax deduction- No loan paydown benefit2. 10% on 1 000 000 (40x $100 000) = $400 000 / annually - debt service + full tax benefits+ loan pay down+ hedge against inflation for 30 years+ better asset protection (by maintaining lower equity  position)   + (not guaranteed of course) if appreciation happens, it happens on the all full asset amount, example:If appreciate 10%:In case "1" you will have 10% on $1 000 000 = $1 100 000In case "2" you will have 10% on all 40x properties (40x $100 000 = 4 000 000) = $1 400 000As far as cash flow, as long you buy "right" CAP 8% and higher you will have stronger cash flow on leveraged asset + all additional benefits.Great explanation.

With the explanation that they've been good about updates and have a plausible reason for the pause.

I'm just hoping someone with actual knowledge of it can provide some information that offers an alternate explanation.

Quote from @Ryan Hakes: @Jay Hinrichs Incidentally I heard about this from an ad on Facebook so came here for explanations and comments as the ad was clearly intentionally ambiguous and designed to put you into a marketing funnel.Incidentally, it's perfectly acceptable to write into an agreement that earnest money shall be due 3-5 banking days after acceptance which is enough time to use your end buyers non-refundable deposit (except for free/clear title).

Excellent explanation!

I am not talking from feelings or opinion, this was the explanation given for delay after delay after delay in processing my Mother-in-law's immigration.

You can find question mark icons next to every calculation inside our software - hover over those icons to see the exact formulas used for that specific metric.There is also a built-in glossary page in our app that lists the calculation formulas and explanations of all real estate metrics we calculate.We don't use "magic" formulas or publish "unsupported" claims.

If it is unclear as to whether you have met the standards of the Illinois Code, it is recommended you speak with an attorney for an explanation of Landlord/Tenant Law.

Let me know if you'd like further adjustments or additional explanations! 

Its a hard explanation on this part of the industry however I have decided to stay away from real estate and continue my path investing in the SMP500.