Answer: that's up to you.BTW, like others have said, you girl should not have any say in the investment, unless she will be putting in capital.

And it should be taken by girls and boys.

I could just not allow myself to spend the $1000 to join into the "girl click" that she has established. 

You can build a little bit of cash to get going.You could also try to negotiate seller financing deals.Finally your girl could house hack a multi to save you guys money on rent which will allow you to paydown debt. 

Their "Selena" which is foreclosed by Arbor is in east houston near ship channel and definitely in "theHood", their "Sophia" is in Greenspoint aka "Guns-point" and you can't get food delivered there without a police escort.

No plans to move as this is where we want to raise our girls. 

This girl does not deserve to not have this on her records.3.

The tenants,3 single girls never bothered to pay the water bills billed to them and moved out.

The college girls are very sweet. 2 play sports on scholarship and work and have told me they pay their own way with their scholarship money, loans, work etc and have good references from previous landlord and credit score. 

If you can just turn boys to girls and vice versa there is nothing that cannot be done other then the limits of our technological capabilities.