Immediately after one complaint our staff runs over there and they did not hear anything but normal family sounds.  

Pick a posted and engage with them.  

However, to ensure your plan remains compliant, including plan document maintenance and plan operation, you should engage alternate service providers.

Can you imagine what that review would sound like?

Sounds like, from your perspective, this type loan would not be best for my situation. 

Sounds like strategy call would make most sense to see what your goals are with REI and being an agent to determine if the organization I represent aligns with the direction you are looking to go. 

Reporting the proceeds you pay to seller on a 1099 sounds reasonable.

Sounds like a problem with setting expectations.

The rules are designed to prevent related parties from engaging in exchanges that shift high basis property for low basis property, followed by a sale of the low basis property, effectively "cashing out" without recognizing gain.If you sell a property to a related party as part of a 1031 exchange, both you and the related party must hold the exchanged properties for at least two years following the exchange.

For me - my two cents are no amount of innovation can replace sound underwriting and valuation practices.Curious to others thoughtsI have nothing to say that you haven’t already most eloquently stated.