You’re not using a PM, AND you’re assuming you can charge a service animal a deposit and pet rent?

Unfortunately, I think you should eat the cost on this.If you have a door that can lock, you should provide the key.

They wanted to be close to stuff to do/eat, or be close to work.

And I did not use a MLO/LMLO who would eat 1% to 1.5% of the selling amount. 

The reality is you have to pay for services like this and be prepared to eat the cost if the deal doesn't pan out.

HOA will eat up a lot of your money. 

A PM will eat 60% of your cash flow to save 50% of your time, at best.I had a great conversation with the CEO of a Property Management company in the NE, who himself has invested in dozens of rentals, and wanted him to sell me on the idea of owning rental properties instead of investing in syndications.

I understand they can make our life a lot easier but is it worth it if it eats up a lot of our cash flow? 

By poisoning the rats, you're letting them roam free into the world where people's pets can eat them, not wise. 

But I’d suggest with inflation eating at your returns I’d still try to get 10, even if it takes longer.