Fast forward to today, I see the federal funds rate at 5.33% while the 30 Fixed Rate Mortgages are just above 7%, which is more in line with that funds rate +2% general rule of thumb.Can anyone explain the main reasons for such large discrepancies, like in April 2022?

HOA management only replies by quoting the statement from original 1997 CCRs, no commercial vehicles; they will not address the discrepancy between our 2005 version of Rules & Regs that allows them, obviously showing a major change since the 1997 CCRs. 

You can imagine this can swing interest rates on refinances significantly dependent on the extent of that score discrepancy.

I have emailed my accountant to see if his software has me tagged as such and that is why the huge discrepancy between what I thought I would owe vs what he came up with.

When you get the deposit back, if there are major discrepancies, send them photos of before and after.

Just want to take a closer look for you to see where the discrepancies might be coming from. 

I told my client if there is a discrepancy with the sqft of the house it would be caught through the appraisal the buyer would be ordering anyway. 

That will have a lot to do with the discrepancy you are seeing in price.Treat every market you go to with the same principle as the game monopoly.

If you find discrepancies, provide evidence to support corrections.Document Improvements and Depreciation: Highlight any improvements you've made to the property since the last assessment.

The IRS cross-references your 1098s with claimed deductions, raising concerns if discrepancies arise.Private Lenders and Forms 1098: Private lenders are required to send Forms 1098, but only if they meet specific criteria:The private lender operates as a “trade or business,” distinguishing professional lenders from casual lenders like friends or family members.The loan is issued to an individual or a disregarded single-member LLC.The loan is a mortgage secured by real property.The annual interest paid on the mortgage was $600 or more for the previous year.The conditions leave some room for interpretation, particularly regarding the “trade or business” clause.