Maybe you saw this from the Tico Times already, but it lays out mostly depressing details on getting a mortgage in Costa Rica: http://www.ticotimes.net/realestate/25-mortgage-ti...Please post back here if you find anything!

Provide a detailed accounting of deductions, along with the invoices, to show you’re acting in good faith.

I’m hoping that once I do have enough saved I can buy the second property and continue house hacking.Something like this: https://www.realtor.com/realestateandhomes-detail/2574-W-Fai...? 

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Will follow up to get more details on your idea!

I used to provide detailed answers to DMs, which are private and help only the requester.

Keep in mind, though, that each lender has their own criteria for how much future potential they’ll factor in, so it might come down to some skillful negotiation and presenting detailed projections that don’t feel like puffery.Just be careful not to come off as overly speculative…lenders tendd to shy away from what sounds too good to be true.Anyway, I’m curious.. have you spotted any other investors in Gainesville facing a similar refinance puzzle and what kind of terms were they able to secure? 

I was recently sent details about a 20-unit apartment complex that I’m interested in, but the seller's asking price doesn’t align with the numbers I’ve run.

These are the critical tests you will need to achieve and support with a detailed time log.

For example, our design team creates detailed plans that align with market trends, and our contractors execute them with precision.