A great place to both learn and contribute back to those just starting out.....

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.  

The cost of housing in CA contributes to some of the homeless population, many working people are only a few missed paychecks away from losing their current residence. 

Quote from @Melanie Baldridge: Why I like investing in real estate more than 401(k)s.Both offer tax deferrals, but here's the difference:If you're making pre-tax contributions to your 401(k), then withdrawals = ordinary income tax.With real estate gains, you're paying capital gains tax (which is typically lower).Plus, RE investors get:1.

Russel, while I don’t always agree with you, I respect your opinions and your contributions to BP.  

My Roth were all contributions, no conversions, but I can say I have seen many convert from pre-tax to Roth  

Quote from @Celli Mowery: @Todd Dexheimer thanks for your contributions. 

@Kevin Hoover, with certain types of entities it is possible to contribute property to and distribute property from that entity without triggering a tax event. 

Sorry that I don't have anything to contribute to this thread, but I wanted to ask - how do you find these deals?

Looking forward to connecting with you all, and I hope to contribute to the community as much as I learn.Thanks,Hayat