They (ins co's) wanted our industry (Roofing) to come up with better-longer lasting materials, like Class 4 shingles, so they wouldn't have to pay for replacing shingled roofs so often Fine, it happened. 

Similar to if you hired a company to replace a roof-you don't have a copy of the bill for all of the shingles and nails, but you have a copy of their bill that has those effectively built in.

And there were few shingles was missing.as per this condition they cancelled my insurance policy.

And there were few shingles was missing.as per this condition they cancelled my insurance policy.

It has a typical plywood sheathing and architectural shingle roof.

@Sam P. is it flat or shingled?

Is that Carolina Siding, aka asbestos shingles?

For removing old flooring use a shingle shovel with a sharpened edge.

Nothing fancy at all. shingles for roof, not many windows, unpainted interiors, etc.

In our area , if he put up a listing the computerized form did an auto fill of a 3% / 3% split.