And there will be some strategies which are open to you even though you are not really showing up is the USA credit bureaus. 

Heloc cannot be used as a PITI reserve and or as an asset which is required in underwriting when buying more REI.More tradelines on credit can also cause a scores to decrease and higher DTI through the bureaus reporting.

I can't retire, refuse to work for someone else,  but I do have cash built up (Thank GOD), and a 850 Fico across all the Credit Bureaus.

My questions is since it is a business can it be reported to the credit bureaus to shop my ability to pay the loan on time?

All of the credit bureaus prohibit the use of consumer reports or information for rental transactions. 8.

Make sure you have in writing from the collector that they will report to all three credit bureaus and their timeline for doing so.

It would be great if they could have the option of reporting to credit bureaus to increase their credit score. 

@Jane Guerreso the credit bureaus will typically not allow individual landlords to report payment data to them without going through an extensive membership process.  

I agree with Tom on #1 & #2 but as far as #3 it depends if the seller reports to the credit bureaus, which they usually don't. 

Like many have of the ones suggested I would aim for any service that pulls from one of the "top three" national credit bureaus.