So it's possible that the other insurers just don't want to insure your house for some reason and their way of telling you that is to give you a crazy high quote.A body of mine that owns a large portfolio is insured through Vermont Mutual or something like that.

I'm considering dumping contractor's bodies that screw me there haha

It was the only operation like it in the country as could be found through regulatory bodies and it was deemed compliant.

If you really want to welcome people to the community, you should be paying attention to what they wrote and reacting to that, not trying to be a welcome troll and get your post count up.

This is just me reacting to what they’re doing.  

@Michael BaumI believe they noted to be another 1/2 point and down to 4.5 by end of year, 3.5 by end of 2025 and 3 by end of 2026.Again mortgage rates are closerly correlated to 10 year not short term rates - so we can see how that reacts and how investors price the 10 year to gauge mortgage ratesI think people think rates will drop tomorrow but the last month rates have been dropping knowing the fed was reducing rates

That is when they can get cocky and that is even worse than someone who doesn't think any of that but reacts and is ready without being overconfident.I have actually been attacked in the past so can speak from experience.

What we are talking about here is finders fees regarding real estate and how the state reacts to them.

I would get a LL/tenant attorney since no one really knows how the courts will react and an atty will have the best chance of knowing how the winds are blowing. 

I am willing to be dollars to donuts that most of your Section 8 tenants are able-bodied humans intelligent enough to get a job and pay their way through life, but they somehow manage to milk the system.