Can you give the forum a few numbers on your existing properties, including estimated values, current loan balances, current rent on the duplex and expected rent on the SFH?

Payments stay lower, cashflow better and it'll boost your balance sheet not to mention lower risk when things go awry. 

On balance I have made way, way more money from appreciation that I ever did from cash flow.To me the most important consideration is to always have money or access to money, never be forced to sell.

Therefore, you will want to confirm that the trust company allows for investing in an LLC and the associated fees and minimim balance that applies to the IRA account.2.

typically with seller finance there would be some period of monthly payments and then a balloon where you pay off the balance in full. 

You also mentioned an unpaid water bill, so be sure to deduct any outstanding balance from that bill as well. 

How do you balance the risks of holding during a market dip versus the rewards of appreciation?

While rates for the new loan will be higher, keeping your existing loan intact on the remaining balance preserves that low-cost debt.Use the equity to purchase properties in higher cash-flow markets while retaining ownership of your Bend property.1031 Exchange:If you do sell, a 1031 exchange allows you to defer capital gains taxes by reinvesting the proceeds into like-kind properties.

“Mitchel, you’re setting yourself up for success early—props to you for diving into multifamily while balancing school, baseball, and your upcoming career with EY.

Is this from a balance sheet lender?