In speaking with our insurance agent, we decided not to make an offer.

Quote from @Mike Donovan: Found this thread as I am researching Landlord insurance as it relates to student housing.  

I then suggest setting up a bank account where there is auto pay.

I suggest having smart TVs and let them log into their own accounts, preferably with a guest mode so they auto-log out after a certain number of days.For catering to families, I would concentrate on providing amenities like puzzles and games. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

It’s cash flowing about $50/month after everything (PITI, flood insurance, home warranty, excess liability & termite protection) - if I got ride of termite it would cash flow $125.

Florida and Gulf Coast insurance should be a concern. 

Insurance and LicensesThe Subcontractor agrees to maintain:General liability insurance of at least $[Insert Amount].Worker’s compensation insurance (if applicable).All necessary licenses and permits required by law.6.

Since then, Chewy, Auto Zone, AT&T, Dollar Tree have all built distribution centers in the area. 

If you want to get a clue about places to avoid investing look at states where insurance premiums have jumped or where homes are uninsurable.