Some counties will only list the pin number, billable owner, and/or parcel number of a property and you are left to research individually each record to ascertain the property address or land use.

I ascertained who the listing agent was directly through the bank's REO website. 1st & only question she had for me was "where did you get my name".

I'm going to call them and see what I can ascertain.

If the answer is Yes .. how does one ascertains that he does not overpay for the property and determines this is a sound investment?

Dawn, I was certainly not calling you stupid, merely pointing out some concerns I had for you that were ascertained from your posting.

The allowance given by a lender may be different if rents are involved based on market rents ascertained in the future which can reduce the equity credit and causing loan-to-value issues for the loan, but regardless, the closing will go by the contract as agreed.

Here's a thought, who is qualified to ascertain if an investor is qualified?

It is often difficult to ascertain this if the person is a slob and has a lot of clutter.

Having said all that, there may be a glitch in clearing the title - again, if your agent can find out who the local closer is (through the listing agent) - he/she may be able to ascertain through them, if there is any title issue causing the delay.I've done that too and found in one deal of mine the seller - Countrywide - had not filed the foreclosure title transfer with the county yet, so the county could not release the sale.

Tenant leaves belongings in unit (do everything you can to ascertain whether they are comming back for property [if they still have time before the deadline], and document in detail all you do [in case they say you got rid of their family heirloom thingamabob]), any expense you incur to deal with those left behind belongings very well may be justification for charging against the security deposit.Also, just a note - many landlords in OH do not know this, but OH law requires landlords to mail to the former tenant a written accounting of how the security deposit was spent (i.e., what % refunded and what was spent for what).