I'm an outpatient internal medicine physician here in the Bay Area.

Believe me, if you do foot the bill for central AC, he will run you through the mill for dozens of other things.

This probably seems attractive but at the same time if it stays unpermitted it can be head aches along the way and if i were to ever sell in future run into the same sort of problems. 

Thought Rentredi has ACH processing ability and you do not need to tie in your own...?

I am a veterinarian and absolutely love my career, however I feel strongly that real estate could be an excellent side-gig or even perhaps a great way to move into a second career whenever I'm ready to retire from veterinary medicine. 

Springfield has 2 big hospitals and a School of Medicine and lots of political travelers so mid terms can do well.

Just know that Solera bank does NOT OFFER ACH.

One Fidelity rep says this account cannot be used to do ACH transfers, so I cannot use it to take rental payments from  my property manager.

You can collect the money in many ways, I have tenants pay using secure ACH transfers using apartments.comI would declare this income because later on you may need the documented income to qualify for loans etc.

Our cleaner sends invoices at the end of the month for all of the month's cleans, and we pay them via ACH (used to do Zelle until we got big enough that we started getting hit by Zelle transaction limits).This works great for the properties we own.