I may need to check on this, but my insurance company told me years ago that a tree in good health falling is an act of nature and the responsibility of whomever yard it falls into. 

If the search produces a sea of natural earth tone pics, the one that stands out has a splash of color.

It's determined by the nature of your arrangement, mostly by how much you control the employee's work.

I'd really like to see something legal in nature that supports the deal failure, however I'm not sure exactly what to ask for. 

Naturally, a VA loan is an owner-occupied loan, so you do have to live in the property.

From what I remember, and what I'm reading online right now, electric heat can cost 3x as much as natural gas.

After some research online, I am reading that the cost per square foot on a gut renovation of this nature in Stamford CT is anywhere from $150-$350, which is ultimately not very helpful, because at $150 per sq ft, this is a very appealing project with a total profit of ~$175K (46% ROI) and at $350 per sq ft, it very much isn't, because it would be a net loss of 83K (haha).QUESTIONS:What can I do refine my estimate a bit given that I am not allowed to a formal inspection on the property? 

Its the nature of the industry full stop.Every TK broker from RTR to Norada to Hartman to Maverick to Real WEalth etc etc has had poor experiences with providers and PM companies..

As you get informed, I believe all the answers will naturally come to you. 

Naturally you need to charge them for any damage to incldue smoke damange