Robert Quiroz
Buying with cash vs financing
2 December 2024 | 33 replies
Here’s what I recommend:Cash Investments:No Debt, No Stress: With cash, you avoid third-party control and loan vetting, giving you full control of returns.Equity Builders: Partnering with builders often reduces your property entry cost by up to 20% below market value.Consistent 10% Returns: With an all-cash approach, achieving 10% ROI is realistic and efficient.Financing Strategy:If cash isn’t feasible, consider a balanced financing model:40-50% Down Payment: Keep leverage manageable while maximizing returns.Lower Debt Exposure: A conservative loan-to-value ratio (LTV) reduces risks and keeps returns stable.Work with a Builder: Collaboration with builders can lower acquisition costs and increase your ROI.Key Takeaways:If possible, prioritize cash for simplicity, control, and consistent returns.Financing can work well with a disciplined approach to debt and a strong underwriting process.Partnering with builders offers opportunities to reduce costs and enhance your portfolio’s profitability.
Steven Olivas
$100k Cash what to do?
26 November 2024 | 15 replies
If passive investing appeals to you, real estate syndications or REITs diversify exposure without active management.Best regards, Stevan
Joe Au
Use HELOC to paydown mortgage fast
11 January 2025 | 420 replies
When I asked them why they lowered it they stated cause they wanted to lower their exposure to the market.
Joe S.
What are your thoughts about Prenuptial agreements?
6 December 2024 | 51 replies
I guarantee they're going to have good answers for you on minimizing the impact of taxes and exposure without breaking the law.
Fiona Layne-Germin
New real estate investor recommendations
22 November 2024 | 12 replies
Hey @Fiona Layne-Germin,Check out house hacking, which is great for equity and REITs for the exposure.
Brandon Brock
Eddie Speed Note School
7 December 2024 | 150 replies
It's hard to place a price on something that has limited exposure in a market, with no comparable alternatives, but that doesn't make it worth more either.
Don Konipol
The Big Difference in Passive vs. Active Investing
27 November 2024 | 10 replies
As someone in the game for more than 30 years, there are cities I have always been interested in, but have no interest in a one-off for myself so this is a great opportunity to get exposure in a market without any of the operational pain.4.
Andrew McManamon
Investing in Bitcoins
9 December 2024 | 98 replies
If it lives up to the hype I guess a lot more age groups could have some exposure just like gold etc.
Matt R.
Bitcoin is 10k again what are you going to do now?
5 December 2024 | 554 replies
My advice is to at the very least have *some* exposure to this emerging asset class and start to dig down the rabbit hole.
James Kerson
Tell Me Why My Discount Brokerage Idea Is Bad: Calling All Agents
10 December 2024 | 100 replies
.= Points Of Significant Liability Exposure =- Prospects performing unsupervised showings/entry of properties.- unlicensed persons providing services.