This is the max it seems most "A" lenders will loan too, I might get 50% from a credit union but that still probably not help in the short term.How do people keep going?

If it is listed, it has to be on the market at least 200 days.

It is the Most Hazardous way to buy real estate and not quite as easy as you state. 

2) If you do owner-occupied cashout refi for best rate, you technically have to live in the home for 12 months before renting it out. * Some responders here may suggest not worrying about that and renting it out anyways.

It's fine if you don't ever need to cancel, or have any damaged items to return but as soon as you do, their customer service feels nonexistent. 

It turned out this was his first time appraising one.

Let's say it's a family of 4, do you make them all pay for the aprox $40-$50 screening package?

I'm trying to Figure out how to make this potential deal work.Seller wants to sell but not right away because they still use the house for some income.  The Mortgage is paid off. How can I strike a deal where they can...

The main question I keep getting asked is if I’ll do it again.

To record it as December, you would have to back date it and the bank reconcilation would be off.