What your mentioning about their awards and reviews tell me is that they're great business operators, which is great for your investment.

Thailand in November), it's best to find the award availability when it first comes out as it almost always goes up with people grabbing the discounted awards early.  

Ben,First from a Bankers point of view you are over extended from an LOC perspective and its hurting your DTI and future approvals. 

Now that I have paid them all off and ONLY have my one home mortgage I actually saw my first 800 score when i dropped a big commercial loan I had my banker send me the report.

I used to use the method for years as a Florida Private Banker for wealthier clients that were susceptible to law suits and could relatively easily pay off the line.

Nor took any action against 2 Trillion induced losses during GFC, by any banker or rating agency etc, but suppose it can't hurt to get some of your frustration out by filing a complaint, and the RADD managers may be dumb enough to give you back some of your money, as they purported to in 1 review (probably a lie).If I were in RADDs shoes today, I would have 2 choices, file bankruptcy and disperse assets after paying all liabilities, probably <50 cents on the dollar for investors, or do what they are doing, which is to go to church every day and pray for lower rates and tell the investors to go pound Sand. 

Buying cash flowing notes is certainly a lot easier :) Well by the same token you can get awarded child support from a dead beat, doesn't mean you're getting any money out of it.  

Our Team (bankers, contractors, excavators, attorneys, surveyors, electricians) aren't there. 

I suspect the builder has crappy credit and can't get approved on their own.Also, as a former banker myself, local banks aren't generally interested in financing new construction on this size of project or a builder that doesn't have extensive experience in these type of builds, in my opinion. 

In some instances it becomes apparent I will be awarded a better contract price if the listing agent dual represents the transaction.