If you think of it, all of our society is full of scam and hypocrisy.

THere is a loan I have seen folks using in the past... not sure if it is still available but it is the MACU90 loan with mountain american credit union and it is a 10% down investment loan.

BAM's 14 years of experience began in 2010 - their "experience" is wholly contained within one of the craziest boom real estate markets in American history.

HL Menken "No One ever went broke underestimating the intelligence of the American public."

The banks still want a good or excellent score even with too much collateral, it's a shame, things everywhere don't seem to be looking up anytime soon for most Americans.

Many Americans take a HELOC on a US property.

We are on all of the above, as well as:- Marriott Homes and Villas- Google Vacation Rentals- Jetblue Airlines- Allegiant Airlines- about 10+ more and soon to be American Express Travel and Hyatt's portal. 

I doubt as a society we will ever solve the affordable housing problem our country faces, but there are certainly measures that can be taken to make housing more affordable.

So for example your American Express statement closing date is December 10 and your payment due date is January 4.

American IRA is hosting a live session on End-of-Year Considerations for Your Self-Directed IRAs and 401(k)s on December 4th at 12:00 PM.