However, due to keep purchasing real estate, my DTI is high and close to 50%.

seller finance opportunities are very, very difficult to find.hope this helps - happy to dialogue furtherWell in the midwest, you can still find the 1% rule and positive cash flow!

with 50-80 mph winds?

@Frankie Lotrec if you have an existing loan on the property and you plan to legally convert from a 4 unit to 5 unit , you should check the loan documents because you’d essentially be converting it to a commercial property, since 5+ units is considered commercial and subject to different appraisal approaches and so it would rule out the property being considered for purchasers utilizing residential financing.  

Gaining valuable insights into the local market.Always consider that Jackson County has a LOT of variability in KC proper and then uniques submarkets of LS, BS, Independence, Raytown, Grandview, etc all with their own local city governments, rules and regulations, each with their own uniques submarkets of their own...Happy to chat and share my knowledge and experience.2.

Asking in the correct forum will get a better response.Read the RULES!

We would probably be looking to reinvest within a 50-60 mile radius of La Crosse, WI.

Asking in the correct forum will get a better response.Read the RULES!

My advise is to look at property online and see if you can talk with an agent first to see what the rules are for that state.

At this stage in the game I'd say as a general rule skip the mentorships and gurus.