Rapidly falling interest rates have correlated to falling prices.Here is a FB post of mine from 2021 that predicted rising rates would correlate to rising prices.

If you just take the 13,835 financed at 6% you are adding 83 dollars a month. so a double whammy.Now, lets consider if rates drop to 5.5% in 24 months (not a prediction just a what if) and you could have refinanced at a much lower costs then the above scenario in what you paid in pre-paid and additional interest. on the other hand, if rates for your same scenario after your 5 year payback period is 9, then you will have an asset with a much lower then current market rent.  

I don't know the average occupancy, ADR, etc. for this region so a software that is pretty good at predicting that would be helpful. 

HELOC – If income verification is blocking approval, a cash-out refinance may offer a better path with more predictable payments.It’s worth exploring lenders who focus on high-equity, asset-based HELOCs to find a better fit! 

So, I predict you're using a traditional lender.

I am curious to hear from any member their prediction of where the market will be by Labor Day  In a bid to bolster domestic lumber production and potentially reduce housing costs, President Trump has signed an executive order to increase domestic logging activities in national forests and public lands.

Buying, holding, and waiting for appreciation is great, but having predictable monthly income is where true financial freedom comes from.That’s why I’ve always looked for ways to maximize stable, recurring income—whether that’s with rental properties, commercial leases, or even digital assets that generate monthly cash flow.Recently, I came across a digital model that functions a lot like real estate, except there are no tenants, no maintenance, and no major overhead.

And I saw all these crazy predictions about growth, appreciation, upcoming neighborhood, new businesses coming to town - lose lot of money in one way or the another.

Many desirable neighborhoods that offer a consistent predictable return on investment.  

Nevertheless, any type of analysis is going to look at data from the past and try to predict some results in the future.