You aren't required to offer a loan mod prior to foreclosure.

I make sure they have enough TP, DIsh pods, Laundry pods, and Trash Bags for the entire stay. 

As they are in their mod to late 70's and in declining health. 

I came across Bigger Pockets and read some articles, and listened to some pod casts.

My belief is that arcade, pool tables, etc. would provide a different experience and might be more likely to rope in the whole family.I initially wanted to bring over my modded PS2 with a bunch of games, but I've heard horror stories about doing that. 

I've got plenty of experience in both site built and mod construction. 

Most lenders will for try to send you down other roads first such as a loan mod or short sale, before they agree to DIL. 

A couple months ago there was a guest on the BP money pod that said something I really liked, "put your risk in your ROTH" and by that he meant that if you're going to invest in something riskier that has the potential to have large returns, put that in your ROTH account because you're only taxed on what goes IN to your ROTH, not what comes out.

I would have thought as a mod, you'd have access to that information. ?

At our STR, we do have a fully equipped kitchen with coffee pods.