Would love to connect and give you some golden nuggets!

I've got team of  Handymen, Contractors, all the trades (btw, its hit or miss in Hawaii with contractors -  there are some really good ones and ones you should stay away from, I can also recommend the usual suppliers like (Golden Cabinets, Ferguson, HPM, Honsador, Lowes/Home Depot, etc.). 

I teach aspiring financial planners at the graduate level at Golden Gate University and often hear this sort of sales pitch for IULs, Infinite Banking, etc. 

I’ve been in the financial planning industry for nearly 13 years, hold a Master’s in Advanced Financial Life Planning, I’m a CERTIFIED FINANCIAL PLANNER™, and I also teach these concepts to aspiring CFPs and graduate students at Golden Gate University.

BTW maybe I'll mention that I used to teach the last class in the masters in taxation program at Golden Gate University.

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift. 

No one has a crystal ball.

You have a golden opportunity to make a lot more money.

Upward Angle with Golden Hour SunWhy it works: Adds drama and makes your property shine.How to nail it: Capture the light hitting your property’s standout features.Example: This listing4.

Quote from @Josh Ball: Quote from @Andrew Steffens: Hey Josh - I manage 2 properties with Golf Carts.