I wanted to present our goal for borrowing against the land.

Current value of paid off property is roughly 350k , looking to borrow 75k-100k down payment to  purchase a 275k commercial property.

If borrowing against stocks is an option, do they have to be stocks held within the US and/or do Canadian stock investments count as well?

Mark, since you're an inexperienced investor, I would be very cautious about borrowing against the roof over your head.

Do you think the bank’s loan will consist of one document, drafted by your borrower?

Chase told me that they will focus mainly on the property's financial and borrower's net worth and liquidity.

What a shock that these are our most valuable borrowers.

As a commercial hard money lender and buyer of commercial property notes, almost all our borrowers are entities.  

Question:How big can a new investor realistically go if they expect to borrow 60-65% on anything above $10M? 

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.