All Forum Posts by: Ying Tang

@Dan H. Hi Dan, thanks for your reply! I really like what you like and I'm going to print it out and hang it on my desk. So, you are offsetting that income/cash flow with more investment/loan/interest correct? I really need to dig deeper into this, as currently I pay a lot of income taxes. 

@Jeremy H. Thanks Jeremy! Yeah the current difference is not that large. I think I'll go 30 for my next investment. Thanks again!

@Sandra Morrison Thanks Sandra! My current loan is at 7.99%... wish I started the RE journey sooner.

@Adam Martin Hi Adam! Thanks for the valuable inputs! I currently have a 30-year fixed mortgage at 7.99% for a rental, does it make sense to refinance right now at 6.5%, given that the closing cost could be high?

@Brandon Croucier Thanks Brandon! After looking at the replies, I think it makes sense for me to do 15-year fixed for my primary (which is much more expensive than the investment properties) and do 30-year fixed for the rentals where I want to scale up.

@Joe Impagliazzo Thanks Joe! I need to consider the worse scenario.

@Stephanie Medellin Hi Stephanie, thanks for the reply! Do make a lot of sense considering DTI, if my purpose is to scale up.

@Mike Grudzien Thanks for the reply!

@Roger Mace Hi Roger, thanks so much for your comprehensive reply! I really appreciate your detailed breakdown of Debt Stack and Collateral DNS Reports. Your insights have clarified many of the complexities involved in assessing out-of-state investments, and I now have a much clearer roadmap for my due diligence process. Thanks again for sharing your expertise!

@Jimmy Lieu Hi Jimmy! Looking forward to more info!