All Forum Posts by: Cj W.

I warned you all years back.  Dont say I didn't.  Jump if you want... And Northpointe is criminally bad.  But go ahead all.. fall for the banana in the tailpipe if you so chose.

 There is no way in hell I would even let my worst enemy work with you all.  Rates wouldn't go up over the last 3 months if you idiots wouldn't take 4 months to close a loan that you said would take 5 weeks.   This company is shameful.  I lost probably over 10K in this 4 month nightmare with these clowns!  Everyone listen.. Go to Limaone or Kiavi! Ive closed 15 more deals since the atrocity of working with loan guys.  Your welcome... And you Matt your a liar... your reviews are fake as the service you tell people they are going to get.

They are absolutely terrible company.  Thee worst mortgage company active today.  And I mean this.  I have 19 rentals.  And have dealt with diffrent companies, their lying and incompetence takes the cake.   If you want to screw yourself out of time and money.  Please do use these clowns at Loanguys.  They have a smooth talking Loan agent talk to you.  Then once you submit your information and pay your non refundable money for the inflated appraisal prices.  Get ready for absolute trash experience IF they do end up closing.  Again, you've been warned

 I'm Definitely interested.  Been in contact with the BBB also regarding these guys and what they are pulling on people and their fake reviews and claims.  I just don't understand their purpose and why they are repeatedly doing this to people.  Costing them thousands and making them lose out on homes.

DO NOT DO IT!! That company is a joke. They quoted me a great rate also said I could close in a short amount of time. Appraisals came back awesome my credit score came back 720. So I proceeded to pay for four appraisals that were like $800 apiece. Then they stopped answering the phone it’s been four months. They said my rate lock expired, which I don’t think they ever even had a rate lock. They didn’t give me a reason why my loan didn’t close. They’ve just been telling me it’s been processing with Underwriting for three months now. And they can’t give me any answers they don’t know what’s going on.  So now I’m out of over $3000 in fees and appraisals. M my loan never closed. They just live T get you to apply and paper appraisals. They have fake Google reviews. Those are all people that work for the company. That place is a total joke. I’ve been in contact with the Better Business Bureau about them  cut your losses and go the other way. 

I’m in the process of using them. Was told by my loan officer Josh I’d be closed in under 5 weeks if the appraisals came back. Signed and paid for appraisals 12/10/2021. Appraisals came back fast. Had them by the New Year. Now it’s March. Going on 3 months. They have been “working on” or “processing” my loan for over 2 months now. They won’t give me a reason why is not clear to close. They have everything imaginable. Title cleared it a month ago. And all of a sudden they stopped responding. I lost a $5k emd because I didn’t have the money from the refi from the 4 properties they said they have done to purchase my investment property. Now I’m screwed. With no end in sight. My credit was 715-720. Now I’ve been running up my credit cards to finish my rehab since I don’t have my money. My credit dropped. I already paid almost 4K in appraisals. And for 3 months I’ve been calling daily. My loan officer and his supervisor. Can’t give me an answer why my loans arnt closed. They keep giving me fake dates through the whole month of February when I would be clear to close. They come and go with. I explanation. So now I’ve graduated to 3 months later and now people just ignore my emails. Don’t answer or return my calls. And at this point I’m Thinking I just got scammed after checking this board about the fake reviews.

 I’m in the process of using them. Was told by my loan officer Josh I’d be closed in under 5 weeks if the appraisals came back. Signed and paid for appraisals 12/10/2021. Appraisals came back fast. Had them by the New Year. Now it’s March. Going on 3 months. They have been “working on” or “processing” my loan for over 2 months now. They won’t give me a reason why is not clear to close. They have everything imaginable. Title cleared it a month ago. And all of a sudden they stopped responding. I lost a $5k emd because I didn’t have the money from the refi from the 4 properties they said they have done to purchase my investment property. Now I’m screwed. With no end in sight. My credit was 715-720. Now I’ve been running up my credit cards to finish my rehab since I don’t have my money. My credit dropped. I already paid almost 4K in appraisals. And for 3 months I’ve been calling daily. My loan officer and his supervisor. Can’t give me an answer why my loans arnt closed. They keep giving me fake dates through the whole month of February when I would be clear to close. They come and go with. I explanation. So now I’ve graduated to 3 months later and now people just ignore my emails. Don’t answer or return my calls. And at this point I’m Thinking I just got scammed after checking this board about the fake reviews.

I’m in the process of using them. Was told by my loan officer Josh I’d be closed in under 5 weeks if the appraisals came back. Signed and paid for appraisals 12/10/2021.  Appraisals came back fast. Had them by the New Year. Now it’s March. Going on 3 months. They have been “working on” or “processing” my loan for over 2 months now. They won’t give me a reason why is not clear to close. They have everything imaginable. Title cleared it a month ago. And all of a sudden they stopped responding. I lost a $5k emd because I didn’t have the money from the refi from the 4 properties they said they have done to purchase my investment property.  Now I’m screwed. With no end in sight. My credit was 715-720. Now I’ve been running up my credit cards to finish my rehab since I don’t have my money. My credit dropped. I already paid almost 4K in appraisals. And for 3 months  I’ve been calling daily. My loan officer and his supervisor. Can’t give me an answer why my loans arnt closed. They keep giving me fake dates through the whole month of February when I would be clear to close. They come and go with. I explanation. So now I’ve graduated to 3 months later and now people just ignore my emails. Don’t answer or return my calls. And at this point I’m Thinking I just got scammed after checking this board about the fake reviews. 

Doing a Multi - House closing with them now.  Cash out Refi on 4 investment properties Ill let you know how it goes

It was through CMG but Northpointe Back services my specific All in One loan... and Boy ol Boy