All Forum Posts by: Whit Kirtley

This forum is full of people who work full time jobs and have been successful in real estate investment. Check to see if your school district offers any technical programs that your can get you hands on experience during school hours.  Some of them even over school credit for apprentice/internship training.  As far as the fire department goes, i would at least take the time to look up that information before making a decision because most professional fire fighters at need at least a high school diploma. Use your spare time work on deal analysis and finance or partner with family on deals. There are plenty of options that would allow you finish school a focus on what you want career wise.    

Looking for advise. Recently converted primary residence to rental back in September. Purchase in 2013 conventional loan @ 3%. It's appreciated quite a bit and we are now looking to extract cash for more investment before rate increases make a refi or helo/heloc detrimental to cash flow. I'm Leaning toward the helo because I can get fixed rate for up to 60% LTV for 20 years and keep the 3% primary loan as a safeguard against falling rents, if that ever occurs. However, I'm also concerned that helo wont have tax deductable interest. The refi will roughly double the deductable interest while also doubling my rate for the duration of the loan. At this point im not exactly sure whether the funds will be used for an flip or rental, but if I go with the helo, the plan is to pay It off asap.