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All Forum Posts by: Wendy W.

Wendy W. has started 3 posts and replied 4 times.

Post: Credit report

Wendy W.Posted
  • San Francisco, CA
  • Posts 5
  • Votes 0

Hi Steve
Thank you for responding to my question.
The bank took it and I'm pretty sure it was sold to somebody AFTER
foreclosure was complete.
Does that make any difference?

Thank you!
Wendy

Post: Cash Available

Wendy W.Posted
  • San Francisco, CA
  • Posts 5
  • Votes 0

Where is the best place in US to invest with $200,000 cash available?

Post: Credit report

Wendy W.Posted
  • San Francisco, CA
  • Posts 5
  • Votes 0

I had to file bankruptcy and foreclosure in 2009. The foreclosure was discharged with the bankruptcy. But on my credit report it lists "foreclosure.". My BK attorney says that is an error, that that word should not show on report because it was discharged . I filed a dispute with the credit agency and their response is that it is accurate the way it is.
Who is correct? BK attorney or credit agency? I want conventional loan but can't get one for four more years with that word"foreclosure" on my report. Does anyone have any suggestions?

Post: Buying first investment property

Wendy W.Posted
  • San Francisco, CA
  • Posts 5
  • Votes 0

I bought condo in 2006 at height of market, interest only loan, crooked broker that did the loan. Bankruptcy and foreclosure.
I would like to buy a first investment property but can't qualify for a loan due to bk and foreclosure. I have at least 20 percent down payment but can't get conventional loan for four more years.
Any suggestions how I can buy something now?