All Forum Posts by: Angela A.

Life has sure gotten hard lately.  Both my husband and I have been unable to find full-time work or even work in our fields.  We are busting our butts working day labor and just cant catch up on all our bills.  Every time we are able to get just enough to pay one bill, four bills come due immediately and we are back where we started.  

We are about to lose all our stuff that we have in storage because we cant afford the past due balance and this months payment.  Unless we can come up with $570 by friday everything in storage is lost to us.  We have already had our cell phones shut off because we owe $771.  Add the two car payments of $501 and $369 and student loan payment of $180.  Making at most $90 per day it is hard to get enough to pay one bill let alone all the bills at once.  

To pay off all our bills, and pay off what we owe on cars, credit cards, student loans, debt collectors, etc we would need around $125,000.  

If anyone knows a lender that would be able to loan us enough to pay off our immediate needs which would be around $17000 with 1 low monthly payment for 12 months both my husband and I would be very appreciative.  

Thanks.  

The experience I have is via working construction for 6 years, studying and repeatedly failing the IL brokers state test. I also worked for a Realtor for a few months.  Guess I better go back to studying my broker book and try again to pass the state test.  Will still be looked down on as a brand new broker but at least I'd have a foot in the door.   Hopefully no one buys the properties I am interested in before I can get some street cred.

I am just getting started, I'm still in the research, investigate and discover phase.  I have found a small 2 bd 1 bth sfh in morton grove that would be a great rental property.  The problem I am having is my credit score tanked after my heart attack in March when I lost my job and bill started piling up. It seems everyone wants credit scores above 670 and understanding why you need 10+ year accounts on your credit reports to be of good standing is beyond me.

I dont want to wait a year or more to invest in real estate.  I have been waiting 16 years already.  I want to put myself out there and take a chance.  I just need someone to help me figure out what is right for me and what avenue I should take.   There has to be a company or a lender that will work with me on purchasing investment properties.  

Though there is a house for sale that needs a major rehab that my hands are itching to work on.  The owners are very motivated to sell (previous owner passed away in 2013 and the family has had it listed for over a year now, also willing to go low on purchase price. Current MV $405k, Listed at $324k, and owners willing to go below 300k) I would love to purchase and rehab it as a owner occupied property.  

Please if you are reading this, and are in the Northern Chicago/ Niles/Morton Grove area and are willing to help.  

Or If you know a PML/HML or Mortgage company that works with people with No money down, Bad credit and isnt a scam.

Thanks,

Angela Aviles