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All Forum Posts by: Wayne Swenseid

Wayne Swenseid has started 8 posts and replied 15 times.

Post: Locating the owner

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

sorry about the wording question exclamation 

 I have found for houses in my neighborhood that have been for sometime. What is the best way to find the owners of these houses?   Can I find the owners information online or do I need to go to the public records.

Post: Locating the owner

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

 I have been searching my neighborhood for house of been empty for sometime. I have found for lessons nearby and I am not locate the owners 

 Can I find out the owner information online or do I have to go to local public record institutions?

Post: Wholesaling

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

I am a new investor looking to correspond with wholesalers in the inland Empire.

Post: Pre-foreclosure houses

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

what is the best way to find pre-foreclosure homes in the inland Empire California?

Post: Need Help! financial Challenge

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

I got over my fear of not knowing my credit score. I went on credit karma and checked, my score is 615

Post: Need Help! financial Challenge

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

thank you for the tip

Post: Need Help! financial Challenge

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

there has got some money out of this. A refi at one or two points above prime? Maybe private money purchasing my house at five or 6%, something!

Post: Need Help! financial Challenge

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

afraid to look

Post: Need Help! financial Challenge

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

here is my story.

I have been wanting to get into real estate for the longest time.

But first I would like to remedy my current financial situation. Here we go;I own my house, I have a 30 year fixed mortgage at 5.4% of $120,000. Comps in the area are at about $270,000-$280,000.

I have a second (line of credit) interest only, that Is $92,000 at and interest rate of 7%. This was a 10 year interest only loan which converts ( in 6 months) into a 30 year fixed loan. I believe I am sitting at a 80% to 20% LTV.

I own my own business and for the past four years I have not recorded and income. my credit is terrible. my wife has a career job grossing about $80,000 per year. her credit is also not very good. She has been on the job for in an excess of five years.

I would like to find a way to consolidate both first and second mortgages to a low interest rate 30 year fixed.

Please, if anybody knows what my options are I would love to hear from every body.

Post: Retirement

Wayne SwenseidPosted
  • Contractor
  • Rialto, CA
  • Posts 15
  • Votes 3

I am suggesting for your 100th podcast add a fifth famous 4 question.

How long is it going to take you to retire,  or what constitutes retirement for you?

And how much wealth would you need to accumulate to retire?